Best Car Insurance for New Drivers Under 25

You have already known that Car insurance for teenagers become very expensive nowadays. Many younger who are searching for the best car insurance for under 25 are facing much trouble in finding the best option for their car insurance. Car insurance companies often view drivers under 25 as high-risk drivers because statistics show that under 25 drivers have the most possibility of accidents than older drivers. That's why the premium for New drivers under 25 is very high. So that everyone is searching for the cheapest car insurance for under 25 drivers. If you are also one of them you have come to the right place. In this article we will talk about the best car insurance for under 25 males and females in your state. 

The best car insurance companies for drivers under 25

You may find many companies that provide Car insurance, but their premium is very for under 25 drivers. There are much reasons behind that the common reason is lake of driving experience. Younger Drivers has less driving experience than older drivers. Here are some of the best cheapest insurance companies providing the cheapest car insurance for young drivers. 

1. Geico
2. State Farm
3. Progressive
4. Allstate
5. Nationwide
6. Esurance
7. Liberty Mutual
8. USAA (only available to members of the military and their families)

What is the average cost of Car Insurance for under 25?

If you are 25 and looking for car insurance, you will have to pay the higher rate than older drivers. But the car insurance premium for under 25 can be vary on companies. In this case you will have to find out the best company for you car insurance. According to a research the average full coverage of a car insurance holder between 20 t0 25 years is $1,402 to $2,465 per year.

Here is the average sheet of a Car insurance holder between 20 to 25 years old drivers.

Year	Average Cost
20-Year-Old	$2,465
21-Year-Old	$1,957
22-Year-Old	$1,818
23-Year-Old	$1,648
24-Year-Old	$1,543
25-Year-Old	$1,402

What is the average monthly fee of Car Insurance for under 25.

The cost of car insurance for drivers under 25 can vary widely depending on so many ways, including your location, driving record, type of car, and coverage options. As a result, there is no one-size-fits-all answer to this question, and it's difficult to provide an average monthly fee for car insurance for drivers under 25.

That's why it is important to look around and search and compared to one and another insurance company in your city.  You may also be able to save money on car insurance by taking advantage of discounts for good grades, safe driving habits, or completing a driver safety course. So here is the average monthly car insurance fee under 25 male and female.

Year	Average Cost
20	$486
21	$413
22	$371
23	$338
24	$334
25	$306

The Cheapest Insurance for Under 25 in your State

Basically, Insurance premiums depend on most of the time in which state you belong. Because of local law and regulations can be different in the State base. The car insurance premium rate is very much affected by Population density, the number of accidents in a given area, access to street parking, and other factors. Below you will find the cheapest insurance rate for under 25 age state by state.

State	20 Years	21 Years	22 Years	23Years	24 Years	25 Years
Alaska	$2,103	$1,721	$1,554	$1,393	$1,302	$1,214
Alabama	$2,228	$1,795	$1,662	$1,509	$1,400	$1,314
Arkansas	$2,304	$1,736	$1,609	$1,454	$1,339	$1,212
Arizona	$2,104	$1,665	$1,544	$1,399	$1,316	$1,207
California	$2,614	$2,033	$1,938	$1,802	$1,697	$1,597
Colorado	$2,583	$2,038	$1,888	$1,725	$1,634	$1,493
Connecticut	$2,736	$2,206	$2,026	$1,757	$1,590	$1,429
Washington D.C.	$2,512	$2,006	$1,839	$1,660	$1,545	$1,413
Delaware	$3,102	$2,451	$2,240	$1,967	$1,808	$1,655
Florida	$3,649	$3,052	$2,782	$2,528	$2,363	$2,125
Georgia	$3,906	$2,903	$2,668	$2,412	$2,250	$2,039
Hawaii	$1,022	$1,003	$1,006	$993	$993	$993
Iowa	$1,259	$1,058	$951	$863	$794	$763
Idaho	$1,350	$1,132	$1,085	$915	$869	$823
Illinois	$2,581	$2,014	$1,867	$1,706	$1,600	$1,399
Indiana	$1,344	$1,124	$1,044	$907	$833	$749
Kansas	$1,802	$1,423	$1,316	$1,191	$1,102	$1,002
Kentucky	$2,948	$2,305	$2,148	$1,914	$1,749	$1,568
Louisiana	$6,545	$5,129	$4,734	$4,315	$4,076	$3,796
Massachusetts	$2,647	$2,241	$1,516	$1,389	$1,334	$1,247
Maryland	$5,049	$3,676	$3,342	$2,866	$2,644	$2,383
Maine	$1,301	$1,045	$963	$856	$790	$699
Michigan	$7,576	$6,004	$5,553	$5,081	$4,755	$4,320
Minnesota	$2,807	$2,360	$2,207	$1,959	$1,839	$1,646
Missouri	$2,210	$1,835	$1,632	$1,481	$1,406	$1,312
Mississippi	$2,342	$1,850	$1,724	$1,511	$1,406	$1,263
Montana	$2,182	$1,798	$1,643	$1,372	$1,226	$1,080
North Carolina	$1,053	$934	$915	$895	$878	$850
North Dakota	$1,409	$1,163	$1,081	$972	$895	$800
Nebraska	$1,452	$1,158	$1,087	$972	$901	$826
New Hampshire	$1,515	$1,198	$1,118	$1,027	$962	$834
New Jersey	$3,149	$2,544	$2,393	$2,141	$2,003	$1,734
New Mexico	$2,370	$2,013	$1,899	$1,614	$1,500	$1,287
Nevada	$2,901	$2,457	$2,275	$1,999	$1,850	$1,750
New York	$6,587	$5,252	$4,951	$4,473	$4,211	$3,561
Ohio	$1,541	$1,141	$1,045	$955	$895	$800
Oklahoma	$1,942	$1,549	$1,438	$1,304	$1,216	$1,111
Oregon	$2,127	$1,662	$1,534	$1,353	$1,250	$1,142
Pennsylvania	$2,962	$2,411	$2,263	$2,029	$1,857	$1,665
Rhode Island	$3,872	$3,124	$2,898	$2,506	$2,320	$2,033
South Carolina	$2,309	$1,813	$1,689	$1,510	$1,417	$1,386
South Dakota	$1,514	$1,284	$1,213	$1,057	$984	$882
Tennessee	$2,122	$1,618	$1,476	$1,294	$1,197	$1,091
Texas	$2,126	$1,645	$1,542	$1,450	$1,369	$1,211
Utah	$2,424	$1,896	$1,736	$1,518	$1,398	$1,264
Virginia	$1,500	$1,173	$1,096	$993	$931	$808
Vermont	$1,766	$1,332	$1,250	$1,125	$1,073	$933
Washington	$1,963	$1,629	$1,497	$1,322	$1,211	$1,075
Wisconsin	$1,896	$1,450	$1,313	$1,202	$1,119	$1,009
West Virginia	$2,209	$1,515	$1,414	$1,249	$1,168	$1,036
Wyoming	$1,551	$1,259	$1,212	$1,093	$1,046	$876

Which Company Has the Cheapest Car Insurance for Drivers Under 25?

As we mentioned above that there are many Insurance companies in the market are offering the cheapest insurance for under 25 drivers. Here are the best companies who are providing the best car insurance for under 25 male and female.

Age	Company	Premium
20	Allstate	$2,180
21	GEICO	$1,695
22	GEICO	$1,562
23	GEICO	$1,369
24	GEICO	$1,293
25	GEICO	$1,207

Note that this is the yearly premium of best car insurance for between 20 to 25 years old drivers which include liability, comprehensive, and collision coverages. 

Difference between car insurance for under 20 to 25 years male and female.

Insurance companies use statistics to figure out rates, so age and gender can affect a driver's rates. Especially for drivers under 25, women tend to have lower rates than men because they have fewer accidents and get fewer traffic tickets than men.

Remember that it is against the law in some states, like California, Hawaii, Massachusetts, Michigan, Montana, North Carolina, and Pennsylvania, for insurance companies to use gender to set rates. These seven states' insurance rates for men and women won't be different. Here the table about the difference between male and female car insurance for under 20 to 25 years old.

Age	Female	Male	Cost Increase Male vs. Female
20-Year-Old	$2,333	$2,597	$264
21-Year-Old	$1,873	$2,042	$169
22-Year-Old	$1,759	$1,876	$117
23-Year-Old	$1,601	$1,696	$95
24-Year-Old	$1,508	$1,578	$70
25-Year-Old	$1,393	$1,411	$18

Conclusion:

Finding the best car insurance for drivers under 25 can be challenging, as younger drivers are often considered higher risk by insurance companies and may be charged higher premiums. However, several car insurance companies offer affordable rates and discounts for young drivers who demonstrate safe driving habits or maintain good grades in school.

Some top car insurance companies for under 25s include GEICO, State Farm, Progressive, Allstate, Nationwide, Esurance, and Liberty Mutual. However, the cost of car insurance can vary widely depending on several factors, including your location, driving record, credit score, and the type of car you drive. It's important to shop around and compare quotes from several insurance companies to find the best rate for your situation.

In addition to searching around for car insurance, younger drivers can reduce their insurance costs, such as maintaining a clean driving record, completing a driver safety course, or choosing a less expensive car. By being proactive and demonstrating responsible driving habits, younger drivers can find affordable car insurance options that meet their needs and budget.

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